CCPA Notice (California residents)

Your Rights Under the CCPA

1. If you're a California resident, you are granted additional rights regarding your personal information under the California Consumer Privacy Act of 2018 (CCPA) and other applicable privacy laws. This section provides an overview of the information we collect, why we collect it, who we share it with, and why.
   • Categories of Information Collected:
   • Identifiers: This includes your name, IP address, email, or similar identifiers.
   • Source of Information: We gather this data from you directly, third-party providers, marketing partners, and advertisers.
   • Purpose of Collection: This data is used to provide services, market to you, analyze usage, conduct research, secure our systems, and comply with legal requirements.
   • Sharing of Information: We share this data with lenders, service providers, marketing and advertising partners, data processors, customer support, law enforcement, government bodies, and others as required by law.
2. Your Rights as a California Resident:
3. Right to Know: You have the right to know what categories of personal information we collect, the sources of that information, the purpose of collecting or selling it, and the third parties with whom we share it.
   1. the categories of personal information we collected about you.
   2. the sources from which the personal information was collected;
   3. the business or commercial purpose for which it collected or sold the personal information; and (iv) the categories of third parties with which the business shares personal information.
4. Additional Privacy Rights: You can:
   1. Request the specific information we hold about you.
   2. Request deletion of your personal information.
   3. Opt-out of the sale of your personal information.
   4. Not be discriminated against for exercising your rights under the CCPA. We will not deny you services or change the quality of service based on your choices.
5. Authorized Agent: You can appoint an authorized agent to make requests on your behalf, provided they have written authorization.
   1. deny you goods or services; or
   2. provide you a different level or quality of good or service.
6. Alternative Format of CCPA Notice If you have a disability that prevents or limits your ability to access this CCPA Notice, please email us. We will work with you to provide this notice in an alternative format.
7. Authorized Agent California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.
8. How to Submit Your Request for Specific Information You can request access to specific information we have about you by sending an email with the Subject Line “CCPA Request”. In your request, please provide us with enough information to identify you, including
   1. your full name;
   2. physical address;
   3. phone number;
   4. email address;
   5. proof of your identity (e.g. driver’s license or passport); and
   6. a description of what right you want to exercise.
   As a California resident, you have the right to
   1. Access the categories of information we have on file;
   2. Access your specific information we have on file ;
   3. Delete your information we have on file.
   Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
9. How to Exercise Your Right to Delete Information You can request the categories of information we have on file or deletion of information . You may also submit this request by sending an email with the Subject Line “CCPA Right to Request or Delete Information”. In your request, please provide us with enough information to identify you, including
   1. your full name;
   2. physical address;
   3. phone number;
   4. date of birth;
   5. proof of your identity (e.g. driver’s license or passport); and
   6. a description of what right you want to exercise.
   Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

DO NOT SELL MY PERSONAL INFORMATION

9. If you are a California resident, you have the right to direct us not to sell your personal information at any time. You may submit your request by sending an email with the Subject Line “CCPA Do Not Sell My Information”. In your request, please provide us with enough information to identify you, including
   1. your full name;
   2. physical address;
   3. phone number;
   4. email address;
   5. proof of your identity (e.g. driver’s license or passport); and
   6. a description of what right you want to exercise.
   Once your request is submitted, we will reach out to you within 2 business days to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
10. However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested